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Terms of Service

Last updated: April 27, 2026

1. Acceptance

By creating an account or using Fregate, you agree to these Terms of Service. If you do not agree, do not use the service.

2. Description of Service

Fregate is a portfolio tracking and fundamental analysis tool. It provides data visualization, scoring, and educational information about publicly traded securities. Fregate is not a broker, financial advisor, or investment platform.

3. Not Financial Advice

The information presented on Fregate is for educational and informational purposes only. Fregate does not provide investment recommendations, financial advice, or personalized guidance. Always consult a licensed financial advisor before making investment decisions.

4. Account Responsibilities

5. Data Accuracy

Market data is sourced from third-party providers (Yahoo Finance) and may be delayed, incomplete, or inaccurate. Scoring, metrics, and analysis are computed algorithmically and may contain errors. Fregate makes no guarantee of data accuracy or completeness.

6. Service Availability

Fregate is provided "as is" without warranty of any kind. We do not guarantee uninterrupted access. The service may be unavailable due to maintenance, updates, or technical issues.

7. Intellectual Property

The scoring engine, algorithms, and interface design are the intellectual property of Fregate. You may not copy, reverse-engineer, or redistribute any part of the service.

8. Account Termination

You may delete your account at any time. We reserve the right to suspend or terminate accounts that violate these terms or abuse the service.

9. Limitation of Liability

Fregate shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of the service, including but not limited to financial losses from investment decisions made using information from Fregate.

10. Changes

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the updated terms.

11. Contact

For questions about these terms, contact dhandoinvestor25@gmail.com.